@font-face{font-family:Inter;src:url('../fonts/inter.woff2') format('woff2');font-style:normal;font-weight:100 900;font-display:swap}
:root{--bfx-accent:#286650;--bfx-ink:#203a32;--bfx-text:#46554d;--bfx-muted:#63736a;--bfx-paper:#fff;--bfx-bg:#f8f9f5;--bfx-soft:#edf3ec;--bfx-line:#e0e7de;--bfx-yellow:#f1dfaa;--bfx-radius:18px;--bfx-body-size:17px}
*{box-sizing:border-box}html{scroll-behavior:smooth;scroll-padding-top:100px}body.bfx-site{margin:0;background:var(--bfx-bg);color:var(--bfx-text);font-family:Inter,-apple-system,BlinkMacSystemFont,'Segoe UI',sans-serif;font-size:16px;line-height:1.7;-webkit-font-smoothing:antialiased}body.bfx-site h1,body.bfx-site h2,body.bfx-site h3,body.bfx-site h4{font-family:inherit;color:var(--bfx-ink);font-weight:650;line-height:1.3;letter-spacing:-.035em;margin:0 0 16px}body.bfx-site h1{font-size:clamp(30px,3.2vw,44px)}body.bfx-site h2{font-size:clamp(24px,2.3vw,30px)}body.bfx-site h3{font-size:21px}body.bfx-site p{margin:0 0 20px}body.bfx-site a{color:var(--bfx-accent);text-decoration:none;text-underline-offset:4px}body.bfx-site a:hover{color:var(--bfx-ink)}body.bfx-site button,body.bfx-site input,body.bfx-site textarea,body.bfx-site select{font:inherit}body.bfx-site button{cursor:pointer}body.bfx-site button:hover,body.bfx-site button:focus{background-color:var(--bfx-soft);color:var(--bfx-ink)}body.bfx-site img{display:block;max-width:100%;height:auto}body.bfx-site svg{flex-shrink:0}body.bfx-site :focus-visible{outline:3px solid #bf8326;outline-offset:4px}body.bfx-site [hidden]{display:none!important}body.bfx-site ::selection{background:#dcebc9;color:#163f2e}.bfx-container{max-width:1280px;margin-inline:auto;padding-inline:28px}.bfx-icon{width:21px;height:21px;display:inline-block;vertical-align:middle}.bfx-site .screen-reader-text{border:0;clip:rect(1px,1px,1px,1px);clip-path:inset(50%);width:1px;height:1px;margin:-1px;overflow:hidden;padding:0;position:absolute;word-wrap:normal!important}.bfx-site .skip-link:focus{clip:auto;clip-path:none;height:auto;width:auto;top:8px;left:8px;z-index:99999;padding:12px 22px;background:white;color:#153a2a;outline:3px solid #b97a13}.bfx-site .bfx-button{display:inline-flex;align-items:center;justify-content:center;gap:12px;min-height:48px;padding:12px 20px;border:1px solid transparent;border-radius:10px;background:var(--bfx-accent);color:#fff;font-size:14px;font-weight:650;line-height:1.5;transition:transform .2s,box-shadow .2s}.bfx-site .bfx-button:hover{background:#1a4d39;color:#fff;box-shadow:0 5px 16px #183c2312;transform:translateY(-1px)}.bfx-site .bfx-button-outline{background:#ffffffad;border-color:#b4c6b7;color:var(--bfx-ink)}.bfx-site .bfx-button-outline:hover{background:white;color:var(--bfx-ink)}.bfx-site .bfx-button-dark{background:#263b33}.bfx-site .text-link{display:inline-flex;align-items:center;gap:9px;font-size:13px;font-weight:650;line-height:1.6}.bfx-eyebrow{display:inline-flex;align-items:center;gap:9px;color:var(--bfx-accent);font-size:10px;font-weight:750;letter-spacing:1.7px;line-height:1.8}.bfx-icon-tile{display:inline-flex;align-items:center;justify-content:center;width:43px;height:43px;background:#e6efe3;color:var(--bfx-accent);border-radius:12px;flex-shrink:0}.bfx-site .icon-button{display:inline-flex;align-items:center;justify-content:center;background:transparent;border:1px solid var(--bfx-line);border-radius:10px;color:var(--bfx-ink);width:44px;height:44px;padding:0}
/* Header and navigable desktop dropdowns. */
.bfx-header{position:sticky;top:0;z-index:1000;background:#fffffff5;border-bottom:1px solid var(--bfx-line);backdrop-filter:blur(12px)}.header-inner{display:flex;gap:24px;align-items:center;min-height:82px}.bfx-brand{display:flex;align-items:center;gap:10px;flex-shrink:0;color:var(--bfx-ink)!important;font-size:23px;font-weight:750;letter-spacing:-1px;line-height:1.2}.brand-mark{display:grid;place-items:center;width:39px;height:43px;background:var(--bfx-accent);color:#fff;border-radius:11px 11px 11px 3px}.brand-mark svg{width:26px;height:26px}.bfx-brand small{display:block;font-size:7px;font-weight:650;letter-spacing:1.8px;margin-top:5px}.custom-logo-link{display:block;flex-shrink:0;max-width:210px}.custom-logo-link img{max-height:53px;width:auto}.bfx-navigation{margin-left:auto}.bfx-menu{list-style:none;display:flex;align-items:center;gap:21px;margin:0;padding:0}.bfx-menu li{position:relative;margin:0;list-style:none}.bfx-menu a{display:block;color:var(--bfx-ink)!important;font-size:12px;font-weight:550;padding:29px 0;white-space:nowrap}.bfx-menu .current-menu-item>a,.bfx-menu a:hover{color:var(--bfx-accent)!important}.bfx-menu .current-menu-item>a:after{content:'';position:absolute;bottom:18px;left:0;width:14px;height:2px;background:var(--bfx-accent)}.bfx-menu .sub-menu{position:absolute;top:100%;left:-17px;min-width:230px;padding:8px;background:white;border:1px solid var(--bfx-line);box-shadow:0 15px 35px #183c2312;border-radius:12px;margin:0;list-style:none;visibility:hidden;opacity:0;pointer-events:none;transition:opacity .15s}.bfx-menu li:hover>.sub-menu,.bfx-menu li:focus-within>.sub-menu,.bfx-menu li.is-open>.sub-menu{visibility:visible;opacity:1;pointer-events:auto}.bfx-menu .sub-menu a{padding:11px 12px;white-space:normal;border-radius:7px;line-height:1.5}.bfx-menu .sub-menu a:hover{background:var(--bfx-soft)}.bfx-menu .sub-menu .current-menu-item>a:after{display:none}.bfx-menu .sub-menu .sub-menu{left:100%;top:0}.bfx-menu .menu-item-has-children>a{padding-right:24px}.bfx-menu .submenu-toggle{position:absolute;right:0;top:26px;padding:0;border:0;color:var(--bfx-ink);background:none;width:22px;height:25px}.submenu-toggle svg{width:15px;height:15px}.bfx-menu .sub-menu .submenu-toggle{top:9px;right:2px}.header-actions{display:flex;align-items:center;gap:12px}.header-contact{display:flex;align-items:center;justify-content:center;gap:8px;border:1px solid #bed0c3;border-radius:9px;padding:9px 12px;color:var(--bfx-accent);font-size:12px;white-space:nowrap;font-weight:650}.header-contact .bfx-icon{width:17px;height:17px}.header-actions .menu-toggle,.mobile-nav-extra{display:none}.admin-bar .bfx-header{top:32px}
/* Homepage. */
.bfx-home{padding-top:28px}.bfx-hero{display:grid;grid-template-columns:1.02fr 1fr;min-height:480px;align-items:center;background:#edf2e8;border:1px solid #e3e8dc;border-radius:24px;overflow:hidden;padding:46px 38px 34px 45px;position:relative}.hero-copy{z-index:1;padding:8px 0;max-width:540px}.status-dot{display:inline-block;background:var(--bfx-accent);border:4px solid #d3e2cb;box-sizing:content-box;width:5px;height:5px;border-radius:50%}.bfx-site .hero-copy h1{font-size:clamp(36px,4.4vw,57px);font-weight:650;line-height:1.13;letter-spacing:-2.5px;max-width:530px;margin:20px 0}.hero-copy p{font-size:15px;max-width:445px;line-height:1.85}.hero-buttons{display:flex;gap:12px;flex-wrap:wrap;margin-top:26px}.hero-notes{display:flex;gap:20px;color:#566d5a;font-size:11px;margin-top:21px}.hero-notes span{display:inline-flex;align-items:center;gap:5px}.hero-notes .bfx-icon{width:14px;height:14px}.hero-visual{position:relative;min-width:0}.hero-illustration{width:100%;object-fit:contain}.hero-float{display:flex;align-items:center;gap:11px;background:#ffffffed;box-shadow:0 12px 28px #2e523715;border:1px solid #e5eadc;padding:13px 18px;position:absolute;bottom:15px;right:12px;border-radius:14px;font-size:11px;line-height:1.7;animation:bfx-float 5s ease-in-out infinite}.hero-float>.bfx-icon{width:31px;height:31px;color:var(--bfx-accent)}.hero-float strong{display:block;color:var(--bfx-ink);font-size:13px}.bfx-topic-strip{display:flex;align-items:center;justify-content:space-between;gap:20px;padding:23px 6px;border-bottom:1px solid var(--bfx-line);margin-bottom:35px;overflow-x:auto}.bfx-topic-strip>span{font-size:9px;font-weight:750;letter-spacing:1.7px;white-space:nowrap;color:#657666}.bfx-topic-strip a{color:var(--bfx-muted)!important;font-size:12px;white-space:nowrap}.bfx-layout{display:grid;grid-template-columns:minmax(0,1fr) 300px;gap:32px;align-items:start}.bfx-main-column{min-width:0}.bfx-section{margin-bottom:40px;scroll-margin-top:100px}.section-heading{display:flex;gap:20px;justify-content:space-between;align-items:center;margin-bottom:12px}.bfx-site .section-heading h2{margin:5px 0 0;letter-spacing:-.9px;font-size:27px}.section-heading>.text-link{white-space:nowrap;align-self:flex-end;padding-bottom:5px}.section-intro{font-size:14px;line-height:1.7;color:var(--bfx-muted)}.bfx-learning-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:14px}.bfx-learning-card{display:block;background:white;border:1px solid var(--bfx-line);padding:21px 18px 19px;border-radius:15px;color:var(--bfx-text)!important;transition:transform .2s,border-color .2s}.bfx-learning-card:hover{border-color:#afc7ad;transform:translateY(-3px)}.learning-top{display:flex;align-items:center;justify-content:space-between;margin-bottom:22px}.step-number{font-size:25px;letter-spacing:-1px;font-weight:450;color:#aebead}.bfx-site .bfx-learning-card h3{font-size:17px;margin-bottom:10px;line-height:1.4;letter-spacing:-.5px}.bfx-learning-card p{font-size:12px;line-height:1.8;margin-bottom:19px!important}.bfx-learning-card .text-link{font-size:11px}.bfx-learning-card:nth-child(2) .bfx-icon-tile{background:#f8efdc;color:#8b6819}.bfx-learning-card:nth-child(3) .bfx-icon-tile{background:#e6ebf4;color:#537191}.bfx-about-block{display:grid;grid-template-columns:1fr 1.15fr;gap:24px;align-items:center;background:#eef2e9;border-radius:18px;padding:25px;margin-top:32px}.bfx-site .bfx-about-block h2{font-size:26px;margin:8px 0 12px}.bfx-about-block p{font-size:13px}.bfx-about-block img{width:100%;border-radius:16px}
/* Sidebar. */
.bfx-sidebar{display:flex;flex-direction:column;gap:22px;min-width:0}.bfx-widget{border:1px solid var(--bfx-line);border-radius:16px;background:white;padding:23px}.bfx-widget .widget-title{font-size:16px;margin:0 0 15px;letter-spacing:-.3px}.bfx-widget p{font-size:13px;line-height:1.8}.bfx-widget h2{font-size:20px}.bfx-search{display:flex;align-items:stretch;gap:0;border:1px solid #d6dfd4;background:#f9faf7;border-radius:10px;overflow:hidden}.bfx-search input[type=search]{border:0;border-radius:0;background:transparent;padding:12px 11px;font-size:13px;color:var(--bfx-ink);width:100%;min-width:0;box-shadow:none}.bfx-search button{border:0;border-radius:0;background:transparent;color:var(--bfx-accent);padding:10px 11px}.bfx-search .bfx-icon{width:18px;height:18px}.learning-widget{background:#eef3ea}.widget-kicker{display:flex;align-items:center;gap:8px;font-size:9px;font-weight:700;letter-spacing:1.3px;color:var(--bfx-accent);margin-bottom:14px}.mini-steps{list-style:none;margin:21px 0 0;padding:18px 0 0;border-top:1px solid #d7e2d1}.mini-steps li{display:flex;gap:12px;align-items:center;font-size:11px;margin-bottom:10px}.mini-steps li:last-child{margin-bottom:0}.mini-steps span{font-size:10px;font-weight:700;background:#fff9;border:1px solid #dbe5d6;width:27px;height:27px;border-radius:50%;display:grid;place-items:center;color:var(--bfx-accent)}.sidebar-posts{list-style:none;margin:0;padding:0}.sidebar-posts li{display:flex;align-items:start;gap:15px;padding:15px 0;border-bottom:1px solid var(--bfx-line)}.sidebar-posts li:first-child{padding-top:0}.sidebar-posts li:last-child{border-bottom:0;padding-bottom:0}.sidebar-posts li>span{font-size:22px;color:#a8b9a8;line-height:1.4;letter-spacing:-1px}.sidebar-posts a{display:block;font-size:12px;font-weight:650;line-height:1.7;color:var(--bfx-ink)!important}.sidebar-posts small{font-size:10px;color:var(--bfx-muted)}.sidebar-categories{margin:0;padding:0;list-style:none;font-size:11px;color:var(--bfx-muted)}.sidebar-categories li{border-bottom:1px solid var(--bfx-line);padding:9px 0}.sidebar-categories li:last-child{border:0;padding-bottom:0}.sidebar-categories a{font-size:12px;color:var(--bfx-text)!important}.sidebar-categories .children{list-style:none;padding-left:14px}.contact-widget h2{margin-top:18px}.contact-widget .bfx-button{width:100%}.bfx-widget ul:not(.sidebar-categories):not(.sidebar-posts){padding-left:18px}.bfx-widget iframe{max-width:100%}.bfx-widget :is(img,select,input){max-width:100%}
/* Broker affiliate card. */
.bfx-broker{background:#f7f0df;border:1px solid #e9dfc7;border-radius:16px;padding:24px;scroll-margin-top:100px}.bfx-broker .bfx-eyebrow{font-size:8px;letter-spacing:1.1px;color:#78643a}.broker-heading{display:flex;align-items:center;gap:12px;margin:12px 0 19px;flex-wrap:wrap}.xm-wordmark{color:#282e29;font-size:42px;font-weight:850;line-height:1;letter-spacing:-2.5px}.xm-wordmark>span{color:#bd4b3e}.broker-tag{font-size:9px;line-height:1.5;color:#6f603f;border-left:1px solid #daceac;padding-left:12px;max-width:80px}.bfx-site .bfx-broker h2{font-size:24px;letter-spacing:-.7px}.bfx-broker p{font-size:13px;line-height:1.8;margin-bottom:22px}.bfx-broker .bfx-button{width:100%}.bfx-broker small{display:block;font-size:10px;line-height:1.7;color:#716950;margin-top:13px}.bfx-broker-wide{display:grid;grid-template-columns:1fr .75fr;gap:28px;padding:30px;align-items:center;margin-bottom:35px}.bfx-broker-wide .broker-heading{margin-bottom:16px}.bfx-broker-wide p{margin-bottom:0}.bfx-broker-wide small{font-size:11px}
/* Editorial cards and articles. */
.bfx-post-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:22px}.bfx-post-card{min-width:0;background:white;border:1px solid var(--bfx-line);border-radius:16px;overflow:hidden;display:flex;flex-direction:column;transition:box-shadow .2s}.bfx-post-card:hover{box-shadow:0 8px 28px #173d2310}.card-image{display:block;aspect-ratio:16/9;overflow:hidden;background:#eef2e8}.card-image img{height:100%!important;width:100%;object-fit:cover;transition:transform .35s}.card-image:hover img{transform:scale(1.025)}.card-body{padding:20px;display:flex;flex-direction:column;flex:1}.bfx-category{font-size:9px;font-weight:750;text-transform:uppercase;letter-spacing:1.15px;margin-bottom:10px;align-self:flex-start}.bfx-site .bfx-post-card h3{font-size:20px;line-height:1.45;margin:0 0 10px;letter-spacing:-.5px}.bfx-post-card h3 a{color:var(--bfx-ink)!important}.card-body p{font-size:12px;line-height:1.85;margin-bottom:18px!important}.card-meta{display:flex;gap:10px;justify-content:space-between;align-items:center;border-top:1px solid var(--bfx-line);padding-top:13px;font-size:9px;color:var(--bfx-muted);margin-top:auto}.card-meta span{display:flex;gap:4px;align-items:center;white-space:nowrap}.card-meta .bfx-icon{width:12px;height:12px}.bfx-inner-page{padding-top:24px;padding-bottom:54px}.bfx-breadcrumbs{display:flex;gap:10px;align-items:baseline;flex-wrap:wrap;font-size:11px;color:var(--bfx-muted);margin-bottom:24px;line-height:1.8}.bfx-breadcrumbs [aria-current]{overflow-wrap:anywhere}.bfx-article{background:#fff;border:1px solid var(--bfx-line);border-radius:18px;padding:35px}.article-header{margin-bottom:25px}.article-header h1{font-size:clamp(29px,3vw,43px)!important;line-height:1.23!important;letter-spacing:-1.6px!important;overflow-wrap:anywhere;margin-bottom:18px!important}.article-header .bfx-eyebrow{margin-bottom:12px}.article-categories{display:flex;flex-wrap:wrap;gap:7px;margin-bottom:15px}.article-categories a{background:var(--bfx-soft);border-radius:5px;padding:4px 9px;font-size:10px;font-weight:650}.article-meta{display:flex;flex-wrap:wrap;gap:12px 20px;font-size:11px;color:var(--bfx-muted)}.article-meta span{display:flex;gap:6px;align-items:center}.article-meta svg{width:14px;height:14px}.article-updated{font-size:10px;color:var(--bfx-muted);margin:9px 0 0!important}.bfx-featured{margin:24px 0}.bfx-featured img{border-radius:12px;width:100%;height:auto}.bfx-site figcaption,.bfx-site .wp-caption-text{font-size:12px!important;line-height:1.7!important;color:var(--bfx-muted);margin-top:10px;text-align:center}.bfx-share{display:flex;align-items:center;gap:8px;flex-wrap:wrap;margin:25px 0}.bfx-share>span{font-size:12px;margin-right:7px}.bfx-share a,.bfx-share button{width:38px;height:38px;display:grid;place-items:center;border:1px solid #dae3d8;border-radius:9px;background:#fff;color:var(--bfx-accent);padding:0}.bfx-share svg{width:17px;height:17px}.bfx-share a:hover{background:var(--bfx-soft)}.bfx-share .copy-link{display:none}.bfx-js .copy-link{display:grid}.bfx-toc{background:#f6f8f1;border:1px solid #e2e8d8;border-radius:12px;padding:16px 20px;margin-bottom:28px}.bfx-toc summary{display:flex;align-items:center;justify-content:space-between;font-size:13px;font-weight:650;color:var(--bfx-ink);list-style:none;cursor:pointer}.bfx-toc summary::-webkit-details-marker{display:none}.bfx-toc[open] summary svg{transform:rotate(180deg)}.bfx-toc ol{margin:16px 0 0;padding-left:21px}.bfx-toc li{font-size:13px;margin:7px 0}.bfx-toc li.toc-h3{margin-left:13px;font-size:12px}.bfx-toc a{color:var(--bfx-text)!important}.bfx-prose{font-size:var(--bfx-body-size);line-height:1.9;overflow-wrap:anywhere}.bfx-prose p,.bfx-prose ul,.bfx-prose ol{margin-top:0;margin-bottom:1.4em}.bfx-prose ul,.bfx-prose ol{padding-left:1.5em}.bfx-prose li{margin-bottom:8px}.bfx-prose h2{margin-top:1.7em!important;font-size:28px!important;line-height:1.4!important;scroll-margin-top:110px}.bfx-prose h3{margin-top:1.5em!important;font-size:23px!important;scroll-margin-top:110px}.bfx-prose>h2:first-child{margin-top:0!important}.bfx-prose a:not(.bfx-button):not(.bfx-contact-link):not(.bfx-learning-card){text-decoration:underline}.bfx-prose .bfx-lead{font-size:19px;line-height:1.9;color:#566b5d}.bfx-prose strong{color:var(--bfx-ink)}.bfx-prose blockquote{margin:28px 0;padding:22px 25px;background:#f1f5eb;border-left:3px solid #8ca482;border-radius:0 12px 12px 0;font-style:normal;font-size:19px;color:var(--bfx-ink)}.bfx-prose blockquote p:last-child{margin-bottom:0}.bfx-prose table{border-collapse:collapse;width:100%;display:block;overflow-x:auto;max-width:100%;font-size:14px;margin:25px 0}.bfx-prose :is(td,th){padding:12px 15px;border:1px solid var(--bfx-line);text-align:left}.bfx-prose th{background:var(--bfx-soft);color:var(--bfx-ink)}.bfx-prose pre{max-width:100%;overflow:auto;background:#eff3ed;padding:18px;border-radius:9px}.bfx-prose :is(iframe,video,embed,object){max-width:100%}.bfx-prose iframe[src*="youtube"],.bfx-prose iframe[src*="vimeo"]{aspect-ratio:16/9;width:100%;height:auto}.bfx-prose .wp-block-image,.bfx-prose .wp-caption{max-width:100%;margin:24px 0}.bfx-prose .wp-block-image img{border-radius:10px}.bfx-prose .alignwide,.bfx-prose .alignfull{width:100%;max-width:100%;margin-left:0;margin-right:0}.bfx-prose .alignleft{float:left;max-width:48%;margin-right:20px}.bfx-prose .alignright{float:right;max-width:48%;margin-left:20px}.bfx-prose .aligncenter{margin-left:auto;margin-right:auto}.bfx-entry:after{content:'';display:table;clear:both}.bfx-static-visual{margin:25px 0 32px}.bfx-static-visual img{width:100%;max-height:380px;object-fit:contain;border-radius:15px;background:var(--bfx-soft)}.bfx-prose .bfx-learning-grid{margin:25px 0}.bfx-prose .bfx-learning-card h3{font-size:16px!important;margin-top:0!important}.bfx-prose .bfx-broker h2{font-size:24px!important;margin-top:0!important}.article-tags{font-size:11px;display:flex;align-items:center;flex-wrap:wrap;gap:8px;margin-top:30px}.article-tags a{padding:3px 10px;border-radius:20px;background:var(--bfx-soft)}.article-note{display:flex;align-items:start;gap:12px;background:#faf6eb;border:1px solid #eee3c6;padding:16px;border-radius:10px;margin:30px 0}.article-note svg{color:#8a732e}.article-note p{font-size:12px;line-height:1.8;margin:0!important}.author-box{display:flex;gap:17px;padding-top:24px;border-top:1px solid var(--bfx-line)}.author-avatar{display:grid;place-items:center;background:#edf3e8;color:var(--bfx-accent);width:50px;height:50px;border-radius:50%;flex-shrink:0}.author-box small{display:block;font-size:8px;letter-spacing:1.4px;color:var(--bfx-muted)}.author-box strong{display:block;font-size:15px;color:var(--bfx-ink);margin:4px 0}.author-box p{font-size:12px;margin:0!important}.bfx-site .post-navigation{margin:25px 0}.post-navigation .nav-links{display:grid;grid-template-columns:1fr 1fr;gap:15px}.post-navigation a{display:block;background:white;border:1px solid var(--bfx-line);border-radius:12px;padding:18px;line-height:1.5;height:100%}.post-navigation span{font-size:10px;display:block;margin-bottom:8px;color:var(--bfx-muted)}.post-navigation strong{font-size:13px;font-weight:650}.post-navigation .nav-next{text-align:right}.related-posts{margin-top:35px}.archive-header{margin-bottom:30px}.archive-header h1{margin:8px 0!important}.archive-header p{font-size:15px}.bfx-empty{grid-column:1/-1;background:#fff;border:1px solid var(--bfx-line);padding:40px;border-radius:16px;text-align:center}.bfx-empty>svg{width:40px;height:40px;color:#8b9f7d;margin:8px auto 18px}.bfx-empty p{font-size:15px}.bfx-empty .bfx-search{max-width:450px;margin:22px auto}.bfx-empty .bfx-button{margin-top:15px}.error-number{display:block;font-size:90px;font-weight:750;color:#a7b89c;line-height:1.2}.pagination{margin-top:32px}.pagination .nav-links{display:flex;gap:7px;flex-wrap:wrap}.pagination a,.pagination .current,.page-links a,.page-links .current{display:inline-block;min-width:38px;text-align:center;padding:7px 11px;border:1px solid var(--bfx-line);border-radius:8px;background:#fff;font-size:12px}.pagination .current{background:var(--bfx-accent);color:#fff}.reading-progress{position:fixed;top:82px;left:0;right:0;height:3px;z-index:1001;pointer-events:none}.reading-progress span{display:block;background:#6b987b;width:0;height:100%}.admin-bar .reading-progress{top:114px}
/* Contact, comments and footer. */
.bfx-contact-grid{display:grid;grid-template-columns:1fr 1fr;gap:14px}.bfx-contact-link{display:flex;align-items:center;gap:12px;border:1px solid var(--bfx-line);background:#fff;border-radius:12px;padding:18px;min-width:0}.bfx-contact-link>span:nth-child(2){min-width:0}.bfx-contact-link>svg{width:17px;height:17px;margin-left:auto}.bfx-contact-link strong{font-size:14px;display:block;color:var(--bfx-ink)}.bfx-contact-link small{font-size:10px;color:var(--bfx-muted);display:block;overflow-wrap:anywhere;line-height:1.6}.bfx-contact-link:hover{border-color:#9eb69e}.bfx-comments{background:#fff;border:1px solid var(--bfx-line);border-radius:16px;padding:30px;margin-top:30px}.bfx-comments h2,.bfx-comments h3{font-size:23px!important}.bfx-comments .comment-list{padding:0;list-style:none}.bfx-comments .children{padding-left:20px;list-style:none}.bfx-comments .comment-body{padding:20px 0;border-bottom:1px solid var(--bfx-line);font-size:14px}.comment-author{display:flex;gap:8px;align-items:center}.comment-author img{border-radius:50%}.comment-metadata,.comment-notes,.logged-in-as,.comment-form-cookies-consent{font-size:12px}.comment-metadata{margin:8px 0}.bfx-site :is(input[type=text],input[type=email],input[type=url],input[type=password],textarea){border:1px solid #cddacc;border-radius:8px;background:#fff;padding:11px 13px;color:var(--bfx-ink);max-width:100%;min-height:44px}.bfx-comments textarea,.bfx-comments input:not([type=submit]):not([type=checkbox]){width:100%}.bfx-comments label{font-size:13px}.bfx-comments input[type=submit],.post-password-form input[type=submit]{border:0;background:var(--bfx-accent);color:white;border-radius:8px;font:inherit;padding:11px 18px;cursor:pointer}.comment-form-cookies-consent{display:flex;gap:10px;align-items:baseline}.bfx-footer{background:#eef2e9;border-top:1px solid #e0e7da;margin-top:28px;padding:53px 0 0}.footer-grid{display:grid;grid-template-columns:1.55fr .9fr .9fr 1.2fr;gap:45px;padding-bottom:37px}.footer-brand p{font-size:12px;max-width:275px;margin:20px 0!important;line-height:1.9}.footer-brand .bfx-brand{font-size:25px}.footer-brand .custom-logo-link{margin-bottom:20px}.bfx-socials{display:flex;gap:9px;flex-wrap:wrap}.bfx-socials a{display:grid;place-items:center;width:34px;height:34px;background:#ffffff91;border:1px solid #d5dece;border-radius:8px}.bfx-socials .bfx-icon{width:16px;height:16px}.footer-note{display:block;font-size:10px;color:var(--bfx-muted);margin-top:18px;line-height:1.8}.footer-menu h2{font-size:13px!important;letter-spacing:-.1px!important;margin:6px 0 20px!important}.footer-menu ul{list-style:none;margin:0;padding:0}.footer-menu li{margin-bottom:11px;font-size:12px;line-height:1.8}.footer-menu a{color:#53634f!important;overflow-wrap:anywhere}.footer-menu .bfx-icon{width:12px;height:12px;margin-left:4px}.footer-disclaimer{display:flex;gap:13px;align-items:start;border-top:1px solid #d7e0d0;padding:25px 0;scroll-margin-top:100px}.footer-disclaimer .bfx-icon{color:#748867;margin-top:2px;width:20px;height:20px}.footer-disclaimer p{font-size:10px;line-height:1.9;color:#63725b;margin:0!important}.footer-disclaimer span{display:block}.footer-bottom{display:flex;justify-content:space-between;align-items:center;gap:20px;border-top:1px solid #d7e0d0;padding:18px 0;font-size:10px;color:#64735c}.footer-bottom a{color:#5b6b52!important}.floating-wa{display:flex;align-items:center;gap:9px;position:fixed;right:23px;bottom:25px;z-index:800;background:#266e4b;color:#fff!important;padding:13px 17px;border-radius:40px;box-shadow:0 5px 20px #143c3226}.floating-wa .bfx-icon{width:23px;height:23px}.floating-wa span{font-size:12px;font-weight:600}.floating-wa:hover{background:#175436}.bfx-bottom-nav{display:none}.bfx-toast{position:fixed;bottom:90px;left:50%;transform:translateX(-50%) translateY(20px);opacity:0;pointer-events:none;background:#233d2e;color:white;border-radius:10px;padding:12px 20px;max-width:90%;font-size:13px;z-index:2000;transition:opacity .2s,transform .2s}.bfx-toast.is-visible{opacity:1;transform:translateX(-50%) translateY(0)}
@keyframes bfx-float{0%,100%{transform:translateY(0)}50%{transform:translateY(-6px)}}
@media(min-width:1600px){.bfx-container{max-width:1400px}.bfx-layout{grid-template-columns:minmax(0,1fr) 320px;gap:40px}.bfx-menu{gap:28px}.bfx-menu a{font-size:13px}.bfx-hero{padding-inline:55px}.hero-visual{max-width:550px;justify-self:center;width:100%}.bfx-learning-card p{font-size:13px}}
@media(max-width:1150px){.header-inner{gap:15px}.bfx-menu{gap:14px}.bfx-menu a{font-size:11px}.header-contact span{display:none}.header-contact{padding:11px}.bfx-brand{font-size:21px}.bfx-layout{grid-template-columns:minmax(0,1fr) 270px;gap:24px}.bfx-hero{padding:35px 28px}.bfx-site .hero-copy h1{font-size:46px}.bfx-learning-grid{gap:10px}.bfx-learning-card{padding:17px 13px}.bfx-learning-card .text-link{font-size:10px}.bfx-widget,.bfx-broker{padding:20px}.bfx-site .section-heading h2{font-size:24px}.footer-grid{gap:26px}.bfx-article{padding:26px}.card-body{padding:17px}}
@media(max-width:980px){.bfx-layout{grid-template-columns:minmax(0,1fr) 250px;gap:22px}.bfx-container{padding-inline:22px}.bfx-hero{min-height:430px}.bfx-site .hero-copy h1{font-size:41px}.hero-copy p{font-size:14px}.hero-buttons .bfx-button{font-size:12px;padding-inline:15px}.hero-notes{gap:12px;font-size:9px}.hero-float{right:0;padding:10px 13px;bottom:0}.hero-float strong{font-size:11px}.bfx-learning-grid{grid-template-columns:1fr}.bfx-learning-card{padding:18px;display:grid;grid-template-columns:43px 1fr;gap:0 15px}.learning-top{grid-row:1/4;display:block;margin:0}.step-number{display:none}.bfx-learning-card h3{margin:0 0 5px!important}.bfx-learning-card p{margin:0 0 7px!important}.bfx-learning-card .text-link{font-size:11px}.section-heading{align-items:start}.section-heading>.text-link{font-size:11px}.bfx-contact-grid{grid-template-columns:1fr}.bfx-broker-wide{grid-template-columns:1fr;gap:18px;padding:24px}.bfx-post-grid{gap:16px}.bfx-site .bfx-post-card h3{font-size:17px}.card-meta{font-size:8px;flex-wrap:wrap}.bfx-about-block{grid-template-columns:1fr;padding:25px}.bfx-about-block img{max-height:220px}.footer-grid{grid-template-columns:1.2fr 1fr 1fr;gap:30px}.footer-brand{grid-column:1/-1;display:grid;grid-template-columns:1fr 1fr;gap:0 30px}.footer-brand p{margin-top:0!important}.footer-brand .footer-note{margin:0}.header-inner{min-height:74px}.bfx-js .bfx-navigation{display:none;position:fixed;top:74px;right:0;left:0;margin:0;background:#fff;max-height:calc(100dvh - 154px);overflow-y:auto;box-shadow:0 20px 30px #1b3c2326;padding:12px 24px 24px;border-bottom:1px solid var(--bfx-line)}.bfx-js .bfx-navigation.is-open{display:block}.bfx-menu{display:block}.bfx-menu a{font-size:14px;padding:13px 0;white-space:normal;border-bottom:1px solid #edf1e9}.bfx-menu .current-menu-item>a:after{display:none}.bfx-menu .sub-menu,.bfx-menu .sub-menu .sub-menu{position:static;min-width:0;margin:0 0 5px 10px;border:0;border-left:1px solid var(--bfx-line);box-shadow:none;padding:0 0 0 14px;visibility:visible;opacity:1;pointer-events:auto;display:none;border-radius:0}.bfx-menu li:hover>.sub-menu,.bfx-menu li:focus-within>.sub-menu{display:none}.bfx-menu li.is-open>.sub-menu{display:block}.bfx-menu .submenu-toggle,.bfx-menu .sub-menu .submenu-toggle{top:6px;right:0;width:42px;height:39px;border:1px solid var(--bfx-line);border-radius:7px}.bfx-menu .menu-item-has-children>a{padding-right:52px}.mobile-nav-extra{display:grid;gap:13px;margin-top:22px}.header-actions{margin-left:auto}.bfx-js .header-actions .menu-toggle{display:flex}.bfx-header .custom-logo-link{max-width:180px}.reading-progress{top:74px}.admin-bar .reading-progress{top:106px}.admin-bar .bfx-navigation{top:106px}html:not(.bfx-js) .header-inner{flex-wrap:wrap}html:not(.bfx-js) .bfx-navigation{width:100%;order:3;margin:0}html:not(.bfx-js) .bfx-menu{display:flex;flex-wrap:wrap;gap:5px 18px}html:not(.bfx-js) .sub-menu{display:block!important}.header-contact span{display:inline}.header-contact{padding:9px 12px}}
@media(max-width:782px){.admin-bar .bfx-header{top:46px}.admin-bar .bfx-navigation{top:120px}.admin-bar .reading-progress{top:120px}}
@media(max-width:760px){body.bfx-site{padding-bottom:calc(69px + env(safe-area-inset-bottom));font-size:16px}.bfx-container{padding-inline:18px}.bfx-layout{grid-template-columns:minmax(0,1fr);gap:32px}.bfx-home{padding-top:18px}.bfx-hero{grid-template-columns:1fr;padding:29px 24px 15px;border-radius:20px;min-height:0}.hero-copy{max-width:none}.hero-copy .bfx-eyebrow{font-size:8px;letter-spacing:1.4px}.bfx-site .hero-copy h1{font-size:40px;letter-spacing:-1.7px;max-width:450px;margin:17px 0}.hero-copy p{font-size:14px;line-height:1.85;max-width:530px}.hero-visual{max-width:340px;width:100%;margin:0 auto}.hero-buttons{margin-top:22px;gap:9px}.hero-buttons .bfx-button{font-size:12px;min-height:46px;padding-inline:16px}.hero-notes{font-size:10px;gap:15px;margin-top:17px}.hero-float{right:-3px;bottom:21px;padding:10px 15px}.hero-float>svg{width:24px;height:24px}.hero-float span{font-size:10px}.hero-float strong{font-size:12px}.bfx-topic-strip{gap:23px;padding:17px 0;margin-bottom:27px}.bfx-topic-strip>span{display:none}.bfx-topic-strip a{font-size:11px}.bfx-section{margin-bottom:31px}.bfx-site .section-heading h2{font-size:24px;letter-spacing:-.8px}.bfx-eyebrow{font-size:8px;letter-spacing:1.3px}.section-intro{font-size:13px}.bfx-learning-grid{gap:12px}.bfx-learning-card{padding:19px}.bfx-learning-card p{font-size:12px}.bfx-learning-card .text-link{font-size:11px}.bfx-post-grid{gap:16px}.card-body{padding:17px}.bfx-site .bfx-post-card h3{font-size:19px}.card-body p{font-size:13px}.bfx-category{font-size:9px}.card-meta{font-size:10px}.bfx-broker-wide{grid-template-columns:1fr 1fr;gap:20px}.bfx-contact-grid{grid-template-columns:1fr 1fr}.bfx-contact-link{padding:16px;gap:10px}.bfx-contact-link .bfx-icon-tile{width:37px;height:37px}.bfx-contact-link>svg{display:none}.bfx-contact-link strong{font-size:13px}.bfx-sidebar{display:grid;grid-template-columns:1fr 1fr;gap:16px}.bfx-sidebar .search-widget{grid-column:1/-1}.bfx-widget{padding:21px}.bfx-site .bfx-widget h2{font-size:19px}.bfx-broker{padding:23px}.bfx-article{padding:25px;border-radius:16px}.bfx-inner-page{padding-top:20px;padding-bottom:25px}.bfx-breadcrumbs{font-size:10px;margin-bottom:20px;gap:7px}.article-header h1{font-size:33px!important;letter-spacing:-1.05px!important}.article-meta{font-size:10px;gap:8px 12px}.bfx-prose{font-size:var(--bfx-body-size);line-height:1.85}.bfx-prose h2{font-size:25px!important}.bfx-prose h3{font-size:21px!important}.bfx-prose .bfx-lead{font-size:18px}.bfx-prose blockquote{padding:18px;font-size:17px}.bfx-prose .alignleft,.bfx-prose .alignright{float:none;max-width:100%;margin-inline:auto}.article-note p{font-size:11px}.author-box p{font-size:12px}.bfx-share{gap:7px}.bfx-share a,.bfx-share button{width:40px;height:40px}.bfx-share>span{font-size:11px}.bfx-toc{padding:16px}.bfx-comments{padding:24px}.bfx-bottom-nav{display:grid;grid-template-columns:repeat(5,1fr);position:fixed;bottom:0;left:0;right:0;z-index:1100;background:#fffffffa;border-top:1px solid #dfe7dc;box-shadow:0 -4px 25px #16372307;padding:8px 8px calc(7px + env(safe-area-inset-bottom));backdrop-filter:blur(12px)}.bfx-bottom-nav a,.bfx-bottom-nav button{display:flex;align-items:center;justify-content:center;flex-direction:column;gap:4px;padding:4px 0;min-height:47px;background:transparent;border:0;color:#748070;border-radius:8px;font-size:9px;font-weight:600;line-height:1.5}.bfx-bottom-nav .bfx-icon{width:20px;height:20px}.bfx-bottom-nav [aria-current=page],.bfx-bottom-nav [aria-expanded=true]{color:var(--bfx-accent);background:#eef3e8}.floating-wa{bottom:calc(83px + env(safe-area-inset-bottom));right:17px;width:48px;height:48px;padding:12px;justify-content:center}.floating-wa span{display:none}.floating-wa .bfx-icon{width:25px;height:25px}.bfx-toast{bottom:calc(145px + env(safe-area-inset-bottom));width:max-content;max-width:90%}.bfx-footer{padding-top:37px;margin-top:10px}.footer-grid{gap:28px 22px;padding-bottom:26px}.footer-brand{grid-template-columns:1fr;gap:0}.footer-brand p{margin:17px 0!important;max-width:420px;font-size:12px}.footer-brand .footer-note{display:none}.footer-menu h2{font-size:12px!important;margin-bottom:14px!important}.footer-menu li{font-size:11px}.footer-disclaimer p{font-size:10px}.footer-disclaimer{padding:20px 0;gap:10px}.footer-bottom{font-size:9px;gap:15px;align-items:start}.footer-bottom>a{white-space:nowrap}.bfx-about-block{grid-template-columns:.9fr 1.1fr;gap:17px}.bfx-site .bfx-about-block h2{font-size:23px}.bfx-about-block p{font-size:12px}.bfx-empty{padding:30px 22px}.post-navigation a{padding:15px}.post-navigation strong{font-size:12px}}
@media(max-width:520px){.bfx-brand{font-size:21px}.brand-mark{width:33px;height:37px}.brand-mark svg{width:23px;height:23px}.bfx-brand small{font-size:6px;letter-spacing:1.5px}.header-inner{min-height:69px;gap:10px}.header-contact span{display:none}.header-contact{padding:10px}.header-actions{gap:7px}.bfx-js .bfx-navigation{top:69px}.reading-progress{top:69px}.admin-bar .bfx-navigation{top:115px}.admin-bar .reading-progress{top:115px}.bfx-site .hero-copy h1{font-size:36px;letter-spacing:-1.6px}.bfx-hero{padding:25px 21px 10px}.hero-copy p{font-size:13px}.hero-buttons .bfx-button{font-size:11px;padding:12px 14px;gap:8px}.hero-buttons svg{width:17px;height:17px}.hero-notes{font-size:9px;gap:10px}.hero-visual{max-width:300px}.bfx-site .section-heading h2{font-size:23px}.section-heading{gap:10px;flex-wrap:wrap}.section-heading>.text-link{font-size:11px}.bfx-post-grid{grid-template-columns:1fr}.bfx-category{font-size:9px}.card-body{padding:21px}.bfx-site .bfx-post-card h3{font-size:21px}.card-meta{font-size:10px;padding-top:14px}.bfx-contact-grid{grid-template-columns:1fr}.bfx-contact-link>svg{display:block}.bfx-contact-link strong{font-size:14px}.bfx-contact-link small{font-size:11px}.bfx-broker-wide{grid-template-columns:1fr;gap:20px;padding:25px}.bfx-broker-wide .broker-heading{margin:12px 0}.bfx-broker-wide .bfx-button{width:100%}.bfx-sidebar{grid-template-columns:1fr}.bfx-sidebar .search-widget{grid-column:auto}.bfx-widget{padding:24px}.bfx-widget p{font-size:14px}.bfx-widget .text-link{font-size:13px}.mini-steps li{font-size:12px}.bfx-widget .widget-title{font-size:18px}.sidebar-posts a{font-size:14px}.sidebar-posts small{font-size:11px}.sidebar-categories{font-size:12px}.sidebar-categories a{font-size:14px}.bfx-sidebar>.bfx-broker h2{font-size:27px}.bfx-sidebar>.bfx-broker p{font-size:14px}.bfx-sidebar>.bfx-broker small{font-size:11px}.bfx-sidebar>.bfx-broker .bfx-eyebrow{font-size:9px}.bfx-about-block{grid-template-columns:1fr;padding:23px}.bfx-about-block img{max-height:185px}.bfx-site .bfx-about-block h2{font-size:26px}.bfx-about-block p{font-size:14px}.bfx-article{padding:23px 19px;border-radius:14px}.article-header h1{font-size:30px!important;line-height:1.3!important}.bfx-prose{line-height:1.88}.bfx-prose h2{font-size:24px!important}.bfx-prose .bfx-lead{font-size:17px}.bfx-featured{margin:21px -5px}.bfx-site figcaption{font-size:11px!important}.bfx-share{gap:6px}.bfx-share>span{width:100%;margin-bottom:3px}.bfx-share a,.bfx-share button{width:42px;height:42px}.article-meta{font-size:10px}.article-note{padding:14px;gap:9px}.author-box{gap:12px}.author-avatar{width:41px;height:41px}.author-box strong{font-size:14px}.author-box p{font-size:11px}.post-navigation .nav-links{gap:10px}.post-navigation a{padding:13px}.post-navigation span{font-size:9px}.post-navigation strong{font-size:11px}.footer-grid{grid-template-columns:1fr 1fr;gap:25px 20px}.footer-menu:last-child{grid-column:1/-1}.footer-menu:last-child ul{display:grid;grid-template-columns:1fr 1fr;gap:0 20px}.footer-menu li{font-size:12px}.footer-brand{grid-column:1/-1}.footer-bottom{display:block}.footer-bottom>a{display:inline-block;margin-top:8px}.footer-disclaimer{align-items:start}.footer-disclaimer p{font-size:10px;line-height:1.85}.bfx-comments{padding:23px 19px}.bfx-toc li{font-size:12px}.archive-header h1{font-size:32px}.archive-header p{font-size:14px}.bfx-prose .bfx-learning-card{grid-template-columns:1fr}.bfx-prose .bfx-learning-card .learning-top{display:none}}
@media(max-width:359px){.bfx-container{padding-inline:12px}.header-contact{display:none}.hero-buttons{display:grid;grid-template-columns:1fr}.bfx-site .hero-copy h1{font-size:34px}.bfx-hero{padding-inline:20px}.hero-notes{gap:8px;flex-wrap:wrap}.bfx-article{padding:22px 17px}.article-header h1{font-size:28px!important}}
@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}*,*:before,*:after{animation:none!important;transition:none!important}}
@media print{body.bfx-site{background:white;padding:0;font-size:11pt}.bfx-header,.bfx-sidebar,.bfx-footer,.floating-wa,.bfx-bottom-nav,.bfx-share,.bfx-toast,.bfx-comments,.post-navigation,.related-posts,.reading-progress,.bfx-toc{display:none!important}.bfx-container{max-width:none;padding:0}.bfx-layout{display:block}.bfx-article{border:0;padding:0}.bfx-prose{font-size:11pt}.bfx-breadcrumbs{display:none}.bfx-article a{color:#000}.bfx-featured{break-inside:avoid}h2,h3{break-after:avoid}}
/* Match additional WordPress widgets to the editorial sidebar. */
.bfx-site .bfx-widget :is(h2,h3){font-size:17px;letter-spacing:-.3px}.bfx-widget .wp-block-search__label{display:block;font-size:14px;font-weight:600;margin-bottom:10px;color:var(--bfx-ink)}.bfx-widget .wp-block-search__inside-wrapper{display:flex;gap:7px;max-width:100%}.bfx-widget .wp-block-search__input{width:100%;min-width:0;border:1px solid #d6dfd4;padding:10px;font-size:13px;border-radius:8px}.bfx-widget .wp-block-search__button{padding:9px 12px;background:var(--bfx-accent);border:0;border-radius:8px;color:white;font-size:12px;margin:0}.bfx-widget .wp-block-latest-posts,.bfx-widget .wp-block-latest-comments{padding-left:0!important;font-size:13px}.bfx-widget .wp-block-latest-posts li{margin:12px 0}.bfx-widget .wp-block-latest-comments__comment{font-size:12px}.mobile-nav-header{display:none}
@media(max-width:980px){.bfx-js .mobile-nav-header{display:flex;justify-content:space-between;align-items:center;padding:5px 0 14px;border-bottom:1px solid var(--bfx-line);margin-bottom:7px}.mobile-nav-header strong{font-size:13px;color:var(--bfx-ink)}}
@media(max-width:760px){.bfx-site .bfx-bottom-nav button,.bfx-site .bfx-bottom-nav a{font-size:10px;line-height:1.5;font-weight:600}.bfx-eyebrow{font-size:9px;letter-spacing:1.2px}}